Thursday, June 20, 2024

[NJ only] Columbia Financial institution $400 Checking Account Bonus

Replace 3/16/24: Bonus is again and $400 this time.

Replace 9/23/23: Deal is again and $300 this time.

Replace 9/19/20: Bonus is again, however bonus lowered to $200 (from $250). Hat tip to reader Maria

Provide at a look

  • Most bonus quantity: $300
  • Availability:  Should reside or work within the State of New Jersey
  • Direct deposit required: Sure, $1,000
  • Further necessities: 10 debit card purchases
  • Onerous/delicate pull: Tender pull
  • ChexSystems: Unknown
  • Bank card funding: As much as $1,000
  • Month-to-month charges: $9, avoidable
  • Early account termination price: Account have to be opened at time of bonus posting
  • Family restrict: None listed
  • Expiration date: None

The Provide

Direct hyperlink to supply

  • Open a brand new Columbia financial institution money again checking and obtain a bonus of $300 if you full the next necessities:
    • $300 for receiving a qualifying direct deposit of a minimum of $1,000 inside 60 days of account opening
    • $100 for 10 debit card purchases inside 60 days of account opening



The Superb Print

  • You’re permitted to obtain solely one in all every of those bonuses regardless of the quantity or kind of checking accounts you open.
  • To obtain any of the aforementioned bonuses, the account should nonetheless be open on the time we’re able to credit score the funds (inside 60 days of qualifying) and always the account was in good standing.
  • When you’ve got ever obtained a brand new account opening bonus prior to now, you aren’t eligible for both of the money bonuses even for those who open a brand new Benefit Plus Checking Account.
  • When you’ve got obtained a money and/or subscription bonus related to a Yield Plus and/or Benefit Plus checking account inside the one year previous the opening of this new checking account, you aren’t eligible for both of those money bonuses. Doesn’t appear like that is nonetheless there and readers report with the ability to get bonuses extra typically than that.
  • All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them

Avoiding Charges

$9 Month-to-month Charge

Keep a $500 minimal steadiness or transact 10 POS debit card transactions (not together with ATM withdrawals) to keep away from a month-to-month service price. This price is waived for those who’re underneath 22 or underneath.

Early Account Termination Charge

Account have to be open on the time of bonus posting

Our Verdict

Finest bonus they’ve provided prior to now has been $500 so  this isn’t nearly as good as that. May nonetheless be value doing for those who missed out on that larger deal. Due to these elements that is getting into our greatest checking promotions listing.

Helpful posts concerning financial institution bonuses:

Put up historical past:

  • Replace 1/4/20: Bonus has been prolonged and now you can fund with a bank card as much as $1,000.
  • Replace 8/26/19: Bonus is again however has been lowered to $250 (from $300)
  • Replace 1/26/19: Deal is again. Hat tip to reader Fly.
  • Bonus has been improved and also you now get $200 for a direct deposit. Nonetheless not so good as the $500 bonus they’ve beforehand provided.

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