To draw the premium prospects, Financial institution of Baroda just lately launched a few premium & tremendous premium debit playing cards within the identify of Sapphire & opulence respectively.
The BOB Sapphire debit card is focused on the premium phase with inexpensive annual price and the Opulence debit card with metallic type issue is focused on the prosperous phase with 9.5K INR annual price.
Right here we’re gonna take a look on the fast assessment of Financial institution of Baroda Sapphire debit card which is already reside and is within the circulation in the meanwhile.
Overview
| Kind | Premium Debit Card |
| Reward Charge | Nil |
| Becoming a member of / Annual Price | 750 INR +GST |
| Welcome Profit | 750 INR Life-style Reward Card |
| Eligibility | BOB SB Ac with AQB >10K INR |
| USP | Airport switch profit |
BOB Sapphire debit card is the primary debit card in India (or) on the earth for that matter that provides airport switch profit at inexpensive pricing and NRV.
Design
BOB Sapphire debit card is available in 2 designs: one for “him” and the opposite for “her”. Right here’s a more in-depth have a look at the “her” design.
It appears elegant certainly however the “bob world” brand feels undesirable and the massive “debit” part might have been smaller.
And it appears going ahead we received’t be seeing the identify within the entrance of the cardboard, as I seen the identical with the just lately launched IndusInd Avios Credit score Card as properly, most likely as a result of they wished to simplify the printing course of.
Airport Lounge Entry
| ACCESS TYPE | VIA | LIMIT |
|---|---|---|
| Home Lounge Entry | Visa | 2/Qtr |
Similar to most different Visa Signature credit score & debit playing cards, this debit card too comes with 2 airport lounge entry per quarter.
Airport Switch Profit
| ACCESS TYPE | VIA | LIMIT |
|---|---|---|
| Airport Switch Service | Visa | 1/Qtr |
Whereas Airport lounge entry profit is kind of widespread on debit playing cards, airport switch service is uncommon to seek out even on bank cards.
So it’s fairly an aggressive transfer by BOB & Visa to introduce the airport switch service on a debit card.
Level to notice is that the service is taken care by Visa Concierge instantly and it means we might possible see extra Visa playing cards with this profit within the coming days.
Reserving Airport Switch
You possibly can both ebook over Whatsapp Chat (or) by Calling Visa Concierge line. Listed here are the contact particulars simply incase in the event you’re questioning.
I’ve already tried the service and it’s fairly easy. The service was offered by “Eco Hire a Automobile” and the concierge calls as much as confirm if the pick-up/drop was carried out.
If I’ve to match it with the airport switch service on Axis Reserve that makes use of the identical Cab service more often than not, I might say that BOB is barely higher, as a result of I had the driving force particulars like ~12 hrs previous to the journey, whereas Axis sends it solely 2-3 hrs prior. This may increasingly of-course fluctuate with airport and different elements, which I’m not sure of.
I received a Swift Dzire for my reserving, because it was a “Tier 2” Metropolis. However in the event you’re reserving in a “Tier 1” Metropolis, chances are you’ll count on a luxurious Sedan. Listed here are the listing of cities lined beneath the service.
BOB A/c Opening Course of
When you’re on this debit card and wished to use for the cardboard together with the brand new BOB financial savings account, beneath is the procees:
- Apply for the financial savings account with the assistance of BOB department government, digitally through Aadhaar authentication. Takes about 15 minutes.
- Account can be activated by the department inside few hours, else ask.
- Fund the account with >10K INR, through NEFT/IMPS
- Ask the identical department government to use for the Sapphire card to your account
- Digital card can be seen on the app (with out CVV) inside 3 days of making use of. They take per week or extra to ship the bodily card.
In my case, they didn’t ship the cardboard even after 3 weeks, so I needed to name department to challenge it.
Nonetheless the digital card was ample to ebook the airport switch, so didn’t care a lot concerning the delay.
That stated, higher don’t attempt to setup the web banking account, because it lacks most options that are in any other case obtainable on the cellular app.
Welcome Equipment
The debit card is available in a small welcome equipment with a mini catalog & a welcome voucher (750 INR Life-style present card). The present card might be redeemed on-line (or) offline.
The PIN for the present card is shipped over SMS, which they need to as properly ship over e-mail, as SMS may not get delivered at instances which frequently occurs with SBICard.
Bottomline
General BOB Sapphire debit card is straightforward to get and straightforward to make use of. When you’re new to BOB, opening an a/c is fairly fast as properly.
It’s fairly a shock to see Financial institution of Baroda launching premium debit playing cards with aggressive advantages which even the non-public banks doesn’t have.
That stated, I’m hoping to see new BOB “Credit score” Playing cards with related options quickly. Till then, get pleasure from the advantages!
Make hay whereas the solar shines!
Do you maintain Financial institution of Baroda Sapphire debit card? Be at liberty to share your experiences within the feedback beneath.