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2024.2 Replace: The brand new provide is 30k + companion go till 2025.2.28. Provide expires on 2024.3.11.
2023.12 Replace: The upper provide is expired. There’s solely 50k provide now.
2023.10 Replace: The brand new provide is 75k.
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Advantages
- CP+30k provide: earn Companion Cross (CP) good via 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first 3 months.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 75k highest provide is price about $975. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, telephone companies, and choose streaming, and Speedy Rewards resort and automobile rental associate. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual payment yearly after your second annual cardholder yr.
- 2 EarlyBird Examine-In per yr.
- 25% again on in-flight purchases.
- In the event you earn 125k Southwest miles in a yr, you get the Southwest companion go certificates which is legitimate till the top of subsequent calendar yr!
- Refer a pal (focused): You may earn 5,000 bonus Southwest miles for each accredited account you refer, as much as a most of 10 accredited referrals (50,000 Southwest miles) per calendar yr.
Disadvantages
- Annual payment $69, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically throughout the USA and to/from Mexico, Central America, and the Caribbean.
- It has international transaction payment, so it isn’t a sensible choice outdoors the US.
Really useful Software Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened previously 24 months, Chase is not going to approve your software for this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts open over 24 months, not solely Chase accounts. See this put up for particulars about easy methods to presumably bypass this rule.
- This product is obtainable to you in the event you would not have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card previously 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We advocate you to use for this card after you have got a credit score historical past of greater than a yr.
Abstract
The 75k highest sign-up bonus gives an excellent worth. In the event you apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Cross. Bear in mind that you could now not get two private Southwest playing cards on the similar time now. The very best timing to get the Companion Cross is the start of a calendar yr, as a result of it is going to be legitimate till the top of subsequent calendar yr!
Now you’ll be able to solely select one Chase Southwest private card from the three out there. In the event you don’t fly Southwest often, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual payment is probably the most appropriate for you. In the event you fly Southwest often, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Price | $69 | $99 | $149 | $99 | $199 |
| Varied Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; International Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases pressure you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Really useful Downgrade Choices
- You cannot downgrade this card to any card with no annual payment, so I counsel you shut it if you don’t need to maintain it any longer.
After Making use of
- Name 800-436-7927 to verify Chase software standing. That is an automatic phone line, and the response from the automated line shall be one of many following: Obtain resolution in 2 weeks means your software might be accredited; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional overview and there’s nothing to inform you for now. Word that is all anecdotal, and your software might change from one standing to a different all through the appliance course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get instantly accredited.
Historic Affords Chart
Word: Typically there may be 50k+50k provide on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
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