Citi is a TPG promoting associate.
In the event you’re trying to enhance your summer season journey with a pleasant haul of transferable factors, you would possibly wish to take into consideration one in all Citi’s most viable playing cards available on the market.
The Citi Premier® Card (see charges and costs) is providing 60,000 ThankYou factors after you spend $4,000 on purchases throughout the first three months of account opening. In response to TPG valuations that peg ThankYou factors at 1.8 cents apiece, that is a bonus price $1,080.
Prior to now, Citi has provided as much as 80,000 ThankYou bonus factors — and whereas that is a fairly strong deal, 60,000 ThankYou factors additionally provide tons of worth. Let’s dive deeper into Citi’s Premier Card to see what different perks it gives.
Other than the potential factors haul the sign-up bonus gives, the Citi Premier is without doubt one of the greatest earners amongst rewards bank cards due to its varied bonus classes. They embody:
Presently, Citi is providing 10 factors per greenback on airfare, lodge and automobile rental bookings when booked by the Citi Journey portal on ThankYou.com by June 30, 2024. You will additionally obtain 1 level per greenback on all different purchases.
What are you able to do with Citi ThankYou factors?
What’s notably priceless about ThankYou factors is the flexibility to make the most of the issuer’s airline and lodge switch companions.
After you meet the preliminary spending requirement of $4,000 within the first three months, you will have a minimum of 60,000 ThankYou factors — and much more, when you’ve spent within the bonus classes listed above — that you need to use to e book journey that features flights and inns.
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In the event you worth simplicity, the 60,000-point sign-up bonus will allow you to e book $600 of paid journey immediately by the Citi ThankYou journey portal. You will earn miles and elite standing on these flights by redeeming factors this fashion, and you do not have to fret about award availability. You would additionally redeem your factors for $600 in present playing cards.
TPG bank card author Danyal Ahmed is a large fan of the Citi Premier and makes use of his factors solely by transferring them to a few of Citi’s switch companions.
He finds worth in packages corresponding to Air France-KLM Flying Blue, due to their standardized award chart between the U.S. and Europe, which gives business-class tickets for 50,000 factors one-way whereas being able so as to add a free stopover.
Earlier than its devaluation, Danyal typically transferred his Citi ThankYou factors to Turkish Airways Miles&Smiles to safe business-class seats for as little as 47,000 miles one-way to the Center East. Nevertheless, one other phenomenal use of Citi factors is to switch them to Qatar Airways Privilege Membership to e book the famend QSuite business-class product.
Associated: All the things you should learn about ThankYou factors
Issues to contemplate
This is the particular verbiage on utility restrictions for this provide:
Bonus ThankYou® Factors will not be out there when you have obtained a brand new account bonus for a Citi Premier® account prior to now 48 months.
Extra perks provided by the Citi Premier embody:
- $100 annual lodge credit score (on single lodge keep bookings of $500 or extra, excluding taxes and costs, booked by thankyou.com)
- Free FICO credit score rating monitoring
- Citi Fast Lock so you possibly can block new purchases with out interrupting recurring ones
- Misplaced pockets safety for emergency money
- Citi Concierge entry
- Complimentary ShopRunner membership
- No international transaction charges
- Citi Leisure
- Prolonged guarantee on purchases and cellphone insurance coverage
Associated: Assessment of the Citi Premier Card
Backside line
Between the sign-up bonus, incomes 3 factors per greenback on a variety of well-liked bonus classes, and priceless switch companions, the Citi Premier Card is a superb journey rewards bank card.
You possibly can simply rack up ThankYou factors by on a regular basis spending on gasoline, groceries and eating purchases and not using a cap on what number of factors you possibly can earn.
Apply right here: Citi Premier with a 60,000-point bonus provide